United States ยท USD. This page uses a shared calculation model and may include US-specific assumptions. Selecting a country changes formatting, not local tax, eligibility or contribution rules. Amounts are not converted between currencies.

Input Parameters

$500
$0$5,000
$100
$0$1,000
$150
$0$1,500
5
130

Results

Final Portfolio Value
$36,367
Total Invested
$30,000
Total Return
$6,367
Avg Cost Basis
$123.74

DCA Portfolio Growth

DCA Portfolio GrowthYr 1: Value $8,544, Invested $6,000. Yr 5: Value $36,367, Invested $30,000. Use the chart value controls or data table below to read all values.$0$9,091.75$18k$27k$36kYr 1Yr 2Yr 4Yr 5
  • Value
  • Invested

Choose a chart point to read its values.

View chart data table

Invested vs Growth

Invested vs GrowthThe values and percentages for each segment are listed below.Invested: $30,000Growth: $6,367
  • Invested$30,000 (82%)
  • Growth$6,367 (18%)

Disclaimer: This calculator provides estimates for informational purposes only. Results are based on the inputs provided and standard financial formulas. Consult a qualified financial advisor before making financial decisions.

About This Calculator

The Dollar Cost Averaging Calculator see how DCA reduces risk and builds wealth over time. It's built for anyone working with investing who wants fast, accurate numbers without building a spreadsheet.

Sources & Model Limits

United States ยท USD. This page uses a shared calculation model and may include US-specific assumptions. Selecting a country changes formatting, not local tax, eligibility or contribution rules. Amounts are not converted between currencies. Read our methods and correction policy.

    How It Works

    Enter your monthly investment, starting asset price, ending asset price, investment period (years), and the calculator instantly computes your final portfolio value, total invested, total return, avg cost basis. For example, with Monthly Investment: $500, Starting Asset Price: $100, Ending Asset Price: $150, Investment Period (Years): 5, the final portfolio value comes out to $36,367.

    Key Benefits

    • 1See your final portfolio value update instantly as you adjust any input
    • 2Compare different scenarios side by side before making a decision
    • 3Visualize the breakdown with a chart instead of raw numbers alone
    • 4Export your results as a PDF report or CSV file for your records

    Practical Tips

    • โ†’Time in the market beats timing the market โ€” start as early as you can
    • โ†’Consistent contributions matter more than trying to predict short-term swings
    • โ†’Keep an eye on fees โ€” expense ratios and trading costs compound against you too
    • โ†’Diversification reduces risk without necessarily reducing expected long-term return

    Frequently Asked Questions