United States · USD. 529 savings projection. Tax eligibility and state incentives are not calculated.
Input Parameters
Results
529 Balance vs College Cost
- Balance
- Est. College Cost
Choose a chart point to read its values.
View chart data table
Contributions vs Growth
- Contributions$51,800 (59%)
- Growth$36,588 (41%)
Disclaimer: This calculator provides estimates for informational purposes only. Results are based on the inputs provided and standard financial formulas. Consult a qualified financial advisor before making financial decisions.
About This Calculator
United States · USD. 529 savings projection. Tax eligibility and state incentives are not calculated.
Sources & Model Limits
United States · USD. 529 savings projection. Tax eligibility and state incentives are not calculated. Read our methods and correction policy.
How It Works
Enter your child's current age, college start age, current 529 balance, monthly contribution, expected return (%), current annual education cost, years of study, annual education cost inflation (%), and the calculator instantly computes your 529 balance at college, estimated total education cost, coverage, investment growth. For example, with Child's Current Age: 5, College Start Age: 18, Current 529 Balance: $5,000, Monthly Contribution: $300, Expected Return (%): 7%, Current annual education cost: $35,000, Years of study: 4, Annual education cost inflation (%): 5%, the 529 balance at college comes out to $88,388.
Key Benefits
- 1See your 529 balance at college update instantly as you adjust any input
- 2Compare different scenarios side by side before making a decision
- 3Visualize the breakdown with a chart instead of raw numbers alone
- 4Export your results as a PDF report or CSV file for your records
Practical Tips
- →Check the country and rule year above before using the estimate.
- →Use official statements and lender quotes for personal limits, benefits and fees.
- →The method notes identify eligibility checks and taxes excluded from this calculation.