United States ยท USD. US VA loan scenario. Confirm lender funding fee and exemption eligibility. Benefits apply only to eligible US borrowers.

Input Parameters

$400,000
$0$4,000,000
$0
$0$1,000
6.5%
0%100%
30
0max

Results

Monthly Payment
$2,586
Loan Amount
$409,200
VA Funding Fee
$9,200
Total Interest
$521,912
Est. PMI Savings
$120,000

Balance Over Time

Balance Over TimeYr 1: Balance $404,626. Yr 30: Balance $0. Use the chart value controls or data table below to read all values.$0$101k$202k$303k$405kYr 1Yr 11Yr 20Yr 30
  • Balance

Choose a chart point to read its values.

View chart data table

Loan Breakdown

Loan BreakdownThe values and percentages for each segment are listed below.Base Loan: $400,000Funding Fee: $9,200
  • Base Loan$400,000 (98%)
  • Funding Fee$9,200 (2%)

Disclaimer: This calculator provides estimates for informational purposes only. Results are based on the inputs provided and standard financial formulas. Consult a qualified financial advisor before making financial decisions.

About This Calculator

United States ยท USD. US VA loan scenario. Confirm lender funding fee and exemption eligibility. Benefits apply only to eligible US borrowers.

Sources & Model Limits

United States ยท USD. US VA loan scenario. Confirm lender funding fee and exemption eligibility. Benefits apply only to eligible US borrowers. Read our methods and correction policy.

How It Works

Enter your home price, down payment, interest rate (%), loan term (years), and the calculator instantly computes your monthly payment, loan amount, va funding fee, total interest, est. pmi savings. For example, with Home Price: $400,000, Down Payment: $0, Interest Rate (%): 6.5%, Loan Term (Years): 30, the monthly payment comes out to $2,586.

Key Benefits

  • 1See your monthly payment update instantly as you adjust any input
  • 2Compare different scenarios side by side before making a decision
  • 3Visualize the breakdown with a chart instead of raw numbers alone
  • 4Export your results as a PDF report or CSV file for your records

Practical Tips

  • โ†’Check the country and rule year above before using the estimate.
  • โ†’Use official statements and lender quotes for personal limits, benefits and fees.
  • โ†’The method notes identify eligibility checks and taxes excluded from this calculation.

Frequently Asked Questions